Health Insurance
If you have ever been on a government waiting list, you will know what it feels like to have your health and well being in someone elses hands. By having this type of cover you will have options to have treatment when you need it rather than wait on a Government list.
Your expenses for healthcare /hospital/medical and surgery costs would be covered and you can concentrate on recovering. A cut in waiting times for treatment would certainly reduce stress and more than likely accelerate your recovery.